After having an outstanding balance for about 3 years on my credit card, I have FINALLY paid it off! I could not be more thrilled about this, as it has been a constant source of stress for me, and now I can wash my hands of it.
My entire life, I have always been pretty good with money. I suppose I was subconsciously preparing myself for a lifetime of working in non-profit theatre? I don't know. But I got my first credit cards at age 18, and have always paid everything in full. Credit card bill, Macys bill, phone bill, etc. Everything had a $0 balance before the next pay period started. About three years ago, after my savings account had taken a drastic hit from living in New York City for several years, Andy and I took a trip to Mexico. Amazing trip, but it wasn't exactly free. The day we got back was Andy's 25th Birthday, so I decided to do something special, and because I am (obviously) the best girlfriend/wife in the universe, I bought him a huge high-def flatscreen tv to replace the old tube we'd had since college. Needless to say, the bill was mighty high that month. I decided to pay half (cause that's what I could do at the time) and save the other half for the next month....but more expenses kept rolling in, and I ended up carrying a balance. Once that balance is there, it is tough to get rid of, and I had a constant nagging feeling in my gut that this debt would take over my life and be the end of me.
I'm being dramatic. It's not like I was in serious trouble, it's just not where I wanted to be, which was in a position to set my online banking to "pay all bills in full each month".
Ladies and gentlemen, after months of strategic banking, I am happy to say that the amount due on every credit card I own (both through banks and stores and whatnot) reads:
AMOUNT DUE: $0
(Insert sigh of relief and joy here)
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